Grandco bundles a Canadian merchant account, POS solution, and full marketing platform into one bill — with surcharging that can make your entire platform cost $0 net. At the right volume, your processing fees are covered too.
Two distinct programs — one for Canadian merchants who process payments, one for agencies and resellers looking to add recurring revenue.
Every Grandco merchant account comes with customer surcharging enabled from day one. When customers pay by credit card, the processing fee goes to them — not you. That means the surcharge covers your platform cost and your processing fees. At sufficient volume, you accept credit cards for free.
Everything your business needs to accept payments, manage your floor, and grow your customer base — connected and working together.
One monthly price covers your merchant account, POS, and marketing platform. Enable surcharging and your effective cost could be zero.
| Feature | Grandco | Square Canada | Moneris | Grandco Only | Stripe |
|---|---|---|---|---|---|
| Canadian merchant account | ✓ Included | ✓ | ✓ | ✗ | ✓ |
| POS solution | ✓ Included | Partial | Partial | ✗ | ✗ |
| CRM + marketing platform | ✓ | ✗ | ✗ | ✓ | ✗ |
| Surcharging enabled | ✓ Always | ✗ | Limited | ✗ | ✗ |
| No cancellation penalties | ✓ Always | ✓ | ✗ Contracts | ✓ | ✓ |
| Canadian data residency | ✓ | ✗ US | ✓ | ✗ US | ✗ US |
| White-label reseller program | ✓ | ✗ | ✗ | ✓ | ✗ |
| Processing residuals for resellers | ✓ | ✗ | ✗ | ✗ | ✗ |
| Bilingual EN/FR support | ✓ | Limited | ✓ | ✗ | ✗ |
No pressure, no sales pitch — just a real walkthrough of the platform tailored to your business. We'll calculate your surcharge offset live on the call.
Book a free 20-minute demo and see exactly what Grandco looks like for your business — including a live surcharge calculation with your actual numbers.